Founders and an advisor reviewing a funding application in a Monaco boardroom

Funding Hub · Monaco

Funding a Business in Monaco

Monaco backs its companies with innovation grants, interest-free loans, loan guarantees, interest subsidies, state investment and export support. Here is every public funding route in the Principality, from your first office to your first market abroad.

Where to start

Six ways Monaco funds its businesses

Innovation projects

The Monaco Fund for Innovation co-funds feasibility studies with grants and product development with interest-free loans.

Start-ups at MonacoTech

The Government’s incubator, where selected start-ups can also receive a launch grant for their first innovative phase.

Your first bank loans

An interest subsidy on professional loans and the Monegasque Guarantee Fund make bank finance cheaper and easier to obtain for young companies.

Equity from the State

SACDE, the Government’s own investment company, can take stakes in innovative Monegasque companies and add loans.

Selling abroad

A repayable advance covers most of the cost of prospecting new export markets, repaid only from the profits you make there.

EU research and digital

Monaco firms join Horizon Europe consortia with the Government funding their share, and the Fonds Bleu supports digital transformation.

First-time entrepreneurs who are Monegasque nationals, or the spouse or partner of one, can also get help with rent and social charges for up to three years. Checked against official Monaco Government sources on 28 October 2026.

What we track

The 11 Monaco programmes in the Funding Hub

Programme names, status and funding size are public. Amounts, eligibility, how to apply and who to contact are for Founder Members.

Monaco · 11

  • Monaco Innovation Feasibility SupportGrants · Up to €100KAlways open
  • Monaco Innovation Development SupportLoans & guarantees · VariesAlways open
  • MonacoTech incubatorAccelerators & rounds · VariesNext round expected
  • Horizon Europe co-funding for Monaco partnersGrants · VariesAlways open
  • Fonds Bleu (Blue Fund)Grants · VariesAlways open
  • Monaco StartUp Programme grantGrants · Up to €100KAlways open
  • Interest subsidy on professional loans (Monaco)Loans & guarantees · Up to €100K · €100K–€500KAlways open
  • Monegasque Guarantee FundLoans & guarantees · Up to €100K · €100K–€500K · €500K–€2.5MAlways open
  • SACDE (Monaco state investment company)Equity & co-investment · Loans & guarantees · VariesAlways open
  • Monaco market development (export) supportLoans & guarantees · VariesAlways open
  • Monaco business start-up grantGrants · Up to €100KAlways open

Founder Members

Amounts, eligibility and how to apply

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MBA Consulting

Setting up in Monaco?

Most schemes require a company established in the Principality. We arrange business centre and domiciliation packages, company registration, banking introductions and property search, so you are ready to apply.

Questions

Funding in Monaco: common questions

Does Monaco give grants to start-ups?

Yes. The Monaco Fund for Innovation supports feasibility studies with grants, start-ups selected by MonacoTech can receive a launch grant, and first-time Monegasque entrepreneurs can get help with rent and social charges.

Can a foreign founder get funding in Monaco?

Most schemes require a company established in Monaco, whoever owns it. The business start-up grant is reserved for Monegasque nationals and their spouses or partners. Setting up locally first is usually the key step.

Can a Monaco company apply for EU funding?

Not to the EIC Accelerator on its own: Monaco is neither an EU member state nor associated to Horizon Europe. Monaco companies can join collaborative Horizon Europe projects, with the Prince’s Government funding up to 50% of their eligible costs.

Who runs these schemes?

Most are handled by the Business Development Agency at the Monaco Business Office; the Guarantee Fund and SACDE go through the Budget and Treasury Department. Members get the contact route for each programme.

Can you help me prepare the application?

Yes. DueDiligence.Management reviews your eligibility, business plan, forecasts and pitch for €249 + VAT, with written findings within 5 working days. Book a review.

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